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Outhwaite and Chavda advise individuals and small to medium sized businesses on a range of financial products to satisfy their needs and obligations.

Mortgages

First time buyer
Remortgage
Buy to let
Offset mortgage
Equity release
Self employed mortgage

Life Insurance

Term Assurance
Critical illness cover
Whole of life
Group death in service schemes
Private medical insurance
Mortgage protection
Permanent health insurance
Payment protection plan
Building and contents
Long Term Care

Pension Plans

Personal pension
- Personal pension plans
- Stakeholder
- Annuity
- Self invested pension plans
Occupational
- Group money purchase schemes
- Group personal pension plans
- Annuity Purchase
- Executive pension plans
- Small self administered schemes

Savings & Investment

Child trust funds
Friendly society bonds/plans
Investment bonds
Guaranteed bonds
ISA's
National savings
Purchased life annuity
Traded endowment
Unit trusts & OEICS
With profits

Your property may be repossessed if you do not keep up repayments on your mortgage.

Your initial consultation is free. For mortgages you can choose to remunerate us by a fee only option which is typically 0.50% of the amount borrowed with a minimum of £350-00. The precise amount will depend on your circumstances and loan amount and will be discussed and agreed before you make an application. Alternatively we can accept commission from the lender provided it is in excess of the minimum £350-00.

Equity release refers to Home reversion plans and Lifetime mortgages. To understand the features and risks ask for a personalised illustration..

Your initial consultation for Equity Release is free. For Equity Release you can choose to remunerate us by a fee only option which is typically 1.00% of the amount borrowed with a minimum of £750-00. The precise amount will depend on your circumstances and loan amount and will be discussed and agreed before you make an application. Alternatively we can accept commission from the lender provided it is in excess of the minimum £750-00.